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The Regulatory
Nervous System.

Regulatory updates are written for lawyers, not engineers. Mereth reads the circular, maps it to your stack, and hands your team something they can actually act on.

RECENT SIGNALS SYSTEM TIME: 14:22 IST
[14:18] RBI/2024-25/08: REVISED GUIDELINES ON CARD TOKENIZATION
[13:54] SEBI CIRCULAR NO. 42: ENHANCED DISCLOSURE FOR REITs
Section 01

The "Fifty Browser Tabs" Reality.

Nobody at your company actually knows what a new RBI circular means for the codebase. Legal sends a summary. Engineering reads it, shrugs, and either builds something unnecessary or files it away. RBI, SEBI, CERT-In — each regulator has its own format, its own cadence, its own version of RBI/2023-24/110 Circular drops, please comply.

So you pay for legal memos. They arrive six weeks later, use words like "data fiduciary obligations," and end with "consult your technical team." Your technical team is waiting on you.

What you get is technical debt disguised as compliance work — months spent over-engineering a clause that doesn't apply to you, or quietly missing DPDP Rule 13(4) because it was buried on page 47 of the amendment.

Mereth is the translator. We read the primary source, map it to your stack, and give your engineers something concrete to work from.

The Workflow

From raw circular to Jira ticket.

01

Detection

We watch 4,000+ legislative sources. The moment SEBI/HO/IMD/POD2 publishes, we have it.

Raw Signal Capture
02

Context

We check the change against what you actually run — your services, what customer data you hold, and where you operate.

Applicability Layer
03

Action

A Slack message or Jira ticket lands in your queue. Affected service, deadline, exact clause — all there.

Execution Signal
System Log: Interpretation Layer
M
Mereth BOT 11:04 AM
Urgent: Regulatory Update Found

RBI has revised Master Direction on Outsourcing of IT Services. Specifically, Section 6.4 now requires board-level oversight for non-critical vendors.

Does it apply? YES (Fintech-Lending)
Next Move Update Vendor Policy
Integration Layer

It runs on top of whatever you already use.

Vanta and Drata help you collect evidence once you know what compliance looks like. Mereth is for figuring that out in the first place. Different problem, different tool.

Complementary to Drata/Vanta
Direct Slack/Jira/Linear Sync
M

Mereth

BOT

rbi-master-directive-11.json

Signal Interpretation

Update: Remittance Velocity Controls

Impact Analysis: Critical match found in core-ledger-svc. Action required by EOW.

Regulatory Citations

DPDP Rule 13(4) - Data Sovereignty
RBI Circular Section 9.2 - P2P Ops

Things people ask.

Is this legal advice?

No. We read the primary source and tell you what it means for your code. The question "does this actually create liability?" still needs a lawyer. We just give you something concrete to bring to that conversation.

How is this different from GRC tools?

Vanta and Drata help you prove you're compliant. Mereth helps you figure out what you need to be compliant with. By the time Vanta needs evidence, we've already told you what changed and which team owns it.

Which regulations do you cover?

Right now: Indian fintech (RBI, SEBI, NPCI) and data privacy (DPDP, CERT-In). GDPR and CCPA are next — mostly because our waitlist keeps asking for it.

Stop finding out
in standup.

Know what a circular means for your codebase before the sprint starts, not after the audit does.